While the circumstances surround a bankruptcy aren't typically cause for rejoicing, there are ways you benefit and things to look forward to. Especially with the start of a new year, you can redefine yourself, financially, leading to less stress, lower debt and, at long last, some optimism in your life.
1. You Come Clean
Living under a mountain of debt, trying to balance your frail finances, and hiding the dire circumstances from others and yourself is quite a burden to bear.