How To Know If You Should File For Bankruptcy

Bankruptcy is a major event in life, and it is not something to rush into. If you are considering it, you might want to evaluate your options first. You might also want to learn more about the effects it might have on your life. There are several steps to take that can help you determine if you should proceed with filing, and here is some information to help you know how to decide. Read More 

4 Facts About Chapter 7 Bankruptcy

Choosing between Chapter 7 and Chapter 13 is not always a simple choice as both offer benefits. If you discover that you qualify for Chapter 7 and decide to use it, you might want to learn some things about it before filing. Here are four essential facts to know about Chapter 7 bankruptcy if you are considering filing. 1. You Must Pass the Test to Use It One vital thing to know about Chapter 7 bankruptcy is that people can only use it if they pass a test. Read More 

What You Should Do After Filing For Bankruptcy

Bankruptcy is a chance to start over again. It's a way to escape the worries and stress of your debts and get your life back on track. If you've found yourself in debt and you're over your head, without a way out, bankruptcy is a chance for you to start over. If you have decided to file for bankruptcy, there are a few things you should do after you file. Read below for some helpful information to guide you after you've filed for bankruptcy. Read More 

The Basic Steps Of A Chapter 13 Case

If you meet with a Chapter 13 bankruptcy attorney and decide to file for this branch, you might wonder about the steps. Meeting with an attorney is the first step, as this helps you determine if you should file. If you decide to, your attorney will explain the remaining steps to you, and here are some of the basics. Take Your First Credit Counseling Course To file for bankruptcy, you must take two credit counseling courses. Read More 

Will Your Bankruptcy Be Quick and Easy?

If you have decided that a bankruptcy filing is in your plans, you can expect things to go smoothly in most cases. Your bankruptcy experience can be either quick and easy or it might take a bit more time and attention to be resolved. Read below to learn what factors affect your bankruptcy. Income Issues – More money is not always a good thing. Chapter 7 filers have to stay at or below their state's median income level or take additional steps. Read More